To prepare a budget
Need help with the budget, how to? Most of us do not want to admit it, but we need help. Here I am on a budget that will give you a good idea of how to prepare a budget.
Expenditure
Rent - $ 450 per month pay, 5 every month
Car payment - $ 139 every two weeks or $ 295 per month
Electric bill - $ 40 per month (approximately) scheduled for 19th of every month
Gas bill - $ 59 per month (approximately) from14th of each month
Car insurance - $ 158 per month, which expired on 20th of each month
Health insurance - $ 50 per month due on 1 of every month
Gas - $ 55 per week or $ 240 per month
Food - $ 35 per week or $ 152 per month
Cable bill (including the Internet) - $ 80 per month due to the 25th of each month
Child Support - $ 75 per week or $ 325 per month
Auto repairs - $ 50 per month
Oil Change - $ 10 per month
Haircut - $ 25 per month
Entertainment -$ 150 per month
Savings - $ 166 per month
Tenth $ 250
Now that I have a server and bartender my cash on a regular basis, and is a bit 'hard for me to say how much I would be if every time I do the job. This budget is the income up to $ 2,500 to take home. This is considered a month to low income and my bills for me, which I appreciate, are the estimates are high.
This allows some extra at the end of the month, so I save more money and maybe buy somethinggood to me. I stick to it with discipline and use a system of envelopes. I have a bad habit of spending money when I know I've got so much what I do I allow myself a lot of trouble this week for the little things.
This is usually around $ 15. Then every night when I get home from work I get what I deserve, and I put them in envelopes. I have one for each category. At the end of the week I had to make changes when I have more than expected this week. Usually these adjustments arepaying a bill prior to or need to save more money.
In this way they can stay in my budget to cover me and if a bad week, they are not in force.
Well, if you paid by check, then you have a much better idea of what you can do for you. I suggest that the budget on the basis of average working week, if not 40 hours, and when overtime is only half for 40 hours. Treat as an extra save overtime and use itsome entertainment, and save a bit 'more.
Preparing a budget is not difficult, but you must be there to stay disciplined. Learn to prepare a budget and you will be very glad you did.
