Getting Car Insurance In The Philippines
While I do agree, if we can afford it, we should get in preparation for incase something 'insured' bad 'or' occurs unexpexted '. However, not all things are worth it, always insured.
Take for example car insurance. His lead is an absolute must is a car insurance policy when purchasing a new car or a luxury vehicle in the event of theft or serious damage.
But remember, if you are getting a second hand car worth less than 300k pesos that I dont pay for this Transit insurance is worth it.
Normally, when an accident happens to your car. She does it take before the "fixed taly" are, and estimate the cost of repairs. Or you could do it to your car service station.
Depending on your chosen car insurance provider. Most car insurance is only on the amount of more than 5k to 10k pesos. That's pretty unfair and is one of my biggest gripes about paying for insurance.
For example, if your> Car insurance cover only damage in excess of 10k pesos. And if the costs have set for your car under 10k, you do not pay by the will
Insurance Agency. If it costs you 12k pesos to fix, the insurance will only pay you the 2k pesos. They shoulder the 10k pesos aside from the annual premiums you pay.
Of course there are exceptions. If you are livelihhod depends on your car like privately owned taxis, school and shuttle services or deliveryVans for your pick up trucks like the popular Mitsubishi L300 and the Kia Ceres. Getting an insurance will probably give you the peace of mind incase of theft. But consider the value of the vehicle before the insurance to be taken into consideration do you consider necessary.
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